Attorney Christine Kingston Talks with Katherine with It Needs to Be Said About Wage Garnishment


Katherine: Hello, everyone. Thank you so much for joining us today on “This Needs to be Said”. Our friend, attorney, Christine Kingston has come in, and you always love our chemistry. Today will be nothing short of that. Katherine: It’s around that time where you are getting ready to file your taxes, and some of […]

Katherine Talks to Attorney Christine Kingston in an Interview on How to Prepare for the Next Recession


Katherine: Hello everyone. Thank you so much for joining us today on This Needs To Be Said. Our friend attorney, Christine Kingston, is here with us to talk about recession preparedness. Katherine: Now, preparedness, make sure I said the word right. You want to get yourself prepared for the next recession, and you want to […]

Medicare vs. Medi-Cal: What are the Differences

Estate Planning

Even by themselves, Medicare and Medi-Cal can be confusing and difficult to understand, but when a person tries to compare them, the lines get blurred. These programs are very different and not related. Knowing the benefits each program offers and how to qualify for these benefits can have a significant financial impact for you and […]

5 Do’s and Don’ts of Medi-Cal Planning

Estate Planning

Applying for and qualifying for Medi-Cal is a complicated process because of the complex rules involved. Additionally, protecting your assets from Medi-Cal takes in-depth knowledge of the Medi-Cal laws and exemptions. Here are some key do’s and don’ts when considering applying for Medi-Cal. 1. Timing is Everything. Plan Early. The earlier you start planning for […]

Six Estate Planning Steps Even Broke People Need To Take Before Landing Six Feet Under

Estate Planning

I have the great privilege of being in partnership with a well-established probate and estate planning attorney, Anna Serrambana. Our conversations have sparked some very exciting conversations of what our clients and community need in order to protect their families and thrive. In my bankruptcy practice, I deal with people that are under an enormous […]

The Good, The Bad and The Ugly About Probate – Interview Attorney Anna Serrambana May 2018

Interview, Probate

Katherine: Hello, everyone, and thank you so much for joining us here today on “This Needs To Be Said.” We’ve talked about estate planning before and it’s been a really long time, so we have a friend that’s going to join us today. Attorney Anna is going to share with us the good, the bad, […]

Filing Bankruptcy Without a Lawyer Can Cost You


Yes, you can file bankruptcy without a lawyer, but there’s a price to pay for everything. Here in the Central District of California, approximately 25% of all bankruptcy cases are filed Pro Se (without an attorney). Our bankruptcy court has online resources to help those without a lawyer to help with this issue.  I am […]

When is probate required?


One of the most common questions we are asked is “when is probate necessary?” In California, any estate that has a gross value of $150,000 or more is required to go through the probate process unless the estate passes by operation of law. For example, if a person dies owning one home valued at $500,000 […]