Bankruptcy

I bet this the first time you have ever heard the words ‘millionaire’ and ‘bankruptcy’ in the same sentence. I’ll break it down for you here. Most people believe that filing for bankruptcy is the hard bottom of a terrible financial fall. Others believe that it will ruin your credit forever. Both statements could not […]

The concept of credit scores started in 1989, and since then has evolved into today’s most popular scoring model, the FICO Score from Fair, Isaac, and Company. The law regulating credit scoring models, Fair Credit Reporting Act regulates the information contained within your credit report. Back in the 1800’s, most credit was conducted by businesses, […]

Are you considering bankruptcy to eliminate your debts, but afraid because of the stigma? Let’s talk about your perceived views on bankruptcy and debt relief through the lens of social stigma. We’ll also discuss why you may be keeping yourself from taking advantage of what could be your best option to cure your financial troubles. […]

I just finished watching the entire season of Going From Broke on Crackle. I see their mission to transform young people’s lives around their finances. Some would call it “adulting.” No matter which episode you look at, these are college graduates all struggling to repay their student loans. Selling assets and picking up extra jobs […]

Katherine: Hello everyone. Thank you so much for joining us for This Needs To Be Said TV. We’re joined again by our friend, attorney Christine Kingston. And last time we were talking about student debt was scarier than shit, but that idleness but either way we’re talking about the attachment we have to our stuff. […]

Katherine: Hello everyone. Thank you so much for tuning in to This Needs To Be Said TV. I’ve been doing the podcast for several years, and there’s an attorney that I get the opportunity to spend time with on a monthly basis. I love what she does so much that I wanted to share it […]

Yes, you can file bankruptcy without a lawyer, but there’s a price to pay for everything. Here in the Central District of California, approximately 25% of all bankruptcy cases are filed Pro Se (without an attorney). Our bankruptcy court has online resources to help those without a lawyer to help with this issue.  I am […]

Katherine: Hello everyone. Thank you so much for joining us today on This Needs To Be Said. Our friend, Attorney Christine Kingston, has joined us once again. We’re going to talk about a slightly different conversation. This one is more geared towards entrepreneurs, business owners, and bankruptcy. I’ve been teaching you all that bankruptcy is […]

Katherine: Hello everyone, thank you so much for joining us today on This Needs To Be Said. Our good friend, Attorney Christine Kingston, is joining us on today. Ironically, today, as she’s joining us, a healthcare bill has been passed, or passed up to Senate, and it’s the Affordable Healthcare Bill, or affectionately known as […]

You’ve heard the saying, “Nothing in life is free.” Getting out of debt has its price too.  First, it requires that you “get real” about your current financial condition.  In order to get the reality of your finances you’ll need to know four things: Assets, Liabilities, Income and Expenses for the household.  Denial over the […]