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Discharge Violations

Credit After Bankrutpcy Just Got a Bit Better

Chapter 13, Chapter 7, Discharge Violations, Fair Credit Reporting

This just in!  As originally reported in the New York Times and posted through Consumerists’ (@Consumerist) blog, JP Morgan Chase and Bank of America have both agreed to clear debt from credit reports that was discharged in bankruptcy.  This is great news and about time the big banks acted in accordance with federal laws. These […]

Help For Bankruptcy Adversary Proceedings

Bankruptcy & Civil Litigation, Chapter 13, Chapter 7, Discharge Violations, Student Loans & Bankruptcy

If you are served a Summons and Complaint during your bankruptcy case you MUST take action to protect your rights.  You cannot ignore court papers and should seek the advice of an attorney immediately, or you may lose your rights and be left on the hook for a debt that may be discharged in your […]

Mortgage Servicing Statements in Bankruptcy Fraught With Errors

Avoid Liens, Chapter 13, Discharge Violations, Foreclosure, Judicial Liens, Junior Mortgage, Modifications, Short Sales

What happens when you take a homeowner who defaults on their mortgage into bankruptcy to stop the foreclosure sale?  You get a situation that is disease ridden with errors.  Katie Porter (@MsKatiePorter) recently wrote about this over at Credit Slips (@CreditSlips) in her article, What do bankruptcy mortgage servicing and Ebola have in common? where […]

SCAM ALERT: You’ve Been Selected For Credit Rehabilitation Program

Debt Collections, Discharge Violations

Debt buyers and debt collectors will tell you the only way you can rebuild your credit is to move the balance due and owing a debt previously discharged in your bankruptcy case to their NEW CREDIT CARD. The letters are enticing you by convincing you that this is a great opportunity to rehabilitate your credit and clean up […]