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Treat your New Year’s resolutions like goals and then take regular action steps each day to help you reach your goals this year. It’s important to write your goals down and then take some action toward those goals.  For instance, if you’re desire is to get out of debt, then you must write down how […]

It’s amusing when a friend tells me how much money they’re saving in gas with their brand new hybrid vehicle that they just proudly purchased. I’m sure it’s a much more fuel efficient car, but the question I have, is this: Was total cost important to them? If I bought a used $3k vehicle which […]

It seems pretty harmless at first.  The first several years, even decades go by as you begin to build a retirement savings.  You feel proud that you are on your way to retirement.  What an accomplishment that would be; to have enough money to retire one day.  Then, life happens and the kids need to […]

I’ve read a couple articles recently that warn about taxes when student loans are forgiven under the Income Driven Repayment program for federal student loans.  The articles are, Beware Taxes When Your Student Loan Debt is Forgiven by Lifehacker (@lifehacker); and There’s a huge catch if the federal government forgives your student debt by Business […]