Our firm has stopped many foreclosure sales minutes before the actual sale. By filing a Chapter 13 bankruptcy case, you’ll stop the foreclosure and be given up to five years to pay back all those missed payments, known as “arrears.” During this time the lender cannot foreclose, so long and you maintain regular mortgage payments, along with following a Chapter 13 plan payment for the arrears.
What’s better is that you can include taxes, credit cards, medical bills as well. You may also be able to erase second and third mortgages. The best part is that it stops interest from accruing on credit cards during your case. Consider this like a court ordered debt consolidation and settlement plan.
Give us a call before you pay money to anyone else. You could lose your home if you hire the wrong attorney or paralegal. Surf City Lawyers prides themselves on providing a holistic approach to your financial future by not only putting our experience, expertise and reputation to work for you before, during and after your case is discharged.
Attorney Christine A. Kingston brings more than 10 years of competent legal representation in Bankruptcy Law. She only represents consumers in Chapter 7, Chapter 13, and Adversary Proceedings to protect her client’s interests, helping them get their Fresh Start by eliminating their debts and keep their assets. Need help with student loans? Look no further, attorney Kingston has discharged more than $1.3 Million in student loan debt for her clients since 2010.
We assure you that our team of compassionate and dedicated professionals at Surf City Lawyers understand the stress and difficulty you’re facing right now and we look forward to partnering with you on your journey to freedom from debt.
“I was originally scared out of my mind when realizing that my best option would be to file for Bankruptcy after losing 2 different jobs during this recession. My Attorney, Christine Wilton, made the process easy to understand and took the fear out of one of the biggest decisions of my life. I was well informed of the process, how it worked, and where my file was every step of the way. Christine continues to be a knowledgeable resource, even though my case has been closed for over a year now. I couldn’t recommend a better person to file your Bankruptcy case!”
–Thank you so much, Christine!
“I called Ms. Wilton for advice about a pending bankruptcy motion. She gave me a half-hour of phone time just to discuss the case, even though she knew that I lived in Northern California, was representing myself, and was unable to retain her given my financial circumstances. In addition, she took the time to e-mail me a number of cases that she thought would be helpful to my case.”
–Christine gives lawyers a good name.
“I highly recommend Christine to be your attorney for a few reasons. One, she communicates well, so you always know where you stand and what the next steps entail (no guessing on your part). Both Christine and her team respond to your questions quickly which is a plus! Two, Christine is well educated and prepared. Three, Christine and her team really simplify the process and each step involved, which makes you feel comfortable and not overwhelmed. Most importantly, she loves what she does, it shows and that is why she is the best. Give her a call; you will be glad you did.”
–Highly Recommend Christine Ann Wilton