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Tag : BAPCPA

Student Loans Through A Concise History of Bankruptcy Amendments

Bankruptcy Law Overview, Student Loans & Bankruptcy

History of 11 U.S.C. § 523(a)(8) The Debate The student loan exception to discharge has a fairly short, but interesting, history. Congress first established the Guaranteed Student Loan Program under the auspices of the Higher Education Act of 1965. Designed to meet “the challenge of keeping the college door open to all students of ability. […]

C is for Congress

Bankruptcy Alphabet

Taking my cue from Cathy Moran’s blog article entitled, “C is for Counseling,” where she wrote “Maybe my “C” word should have been “Congress” who created this travesty,” I will discuss. On a dark and stormy night on April 20, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 was passed by Congress […]

Median Income Changes Means Test

Chapter 7

New median income figures take effect November 1, 2009.  The change in median income levels will have a direct impact on those seeking debt relief through chapter 7 bankruptcy because of the means test.  Individuals seeking to file chapter 7 bankruptcy must pass the means test   in order to qualify; otherwise they will be required […]

The Automatic Stay by Bankrupcy Man!

Automatic Stay, Bankruptcy Law Overview

  Yesterday I received an invitation to connect with Steven Horowitz on LinkedIn.  His invitation to connect was unassuming, “I publish the Bankruptcy Bill and BAPCPA Man cartoons and thought it might make sense to link up.”  I am open to build my professional network via LinkedIn and you may connect with me directly here.  […]

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