Tag : credit rating

Should I Pay A Bogus Bill To Save My Credit Rating?

Chapter 13, Chapter 7, Debt Collections, Fair Credit Reporting, Fair Debt Collections Practices

I definitely have heated opinions every Sunday when I read Liz Weston’s (@lizweston) “Money Talk” articles.  She’s a journalist who has published books on money, so she’s an expert right? Well, she definitely tries to help, while avoiding the unauthorized practice of law because she is not a lawyer.  Recently, a reader asked whether they […]

Rebuild Your Credit After Bankruptcy FREE

Bankruptcy Law Overview, Chapter 13, Chapter 7

In case you didn’t already know this, there is no magic eraser that wipes out all your debt from your credit report after bankruptcy. In fact, more often than not, the credit bureaus get it WRONG!  I know you’re not shocked by this, but wondering how to fix it.  Bankruptcy alone does not fix your […]

Improve Credit Scores After Bankruptcy

Bankruptcy Law Overview

I just returned from a workshop held by Fico Certified Credit Professional Rondi Lambeth, owner of Fortress Credit Pro where I gained some great information I want to pass along to you here. He cleverly coins the name of his workshops as, Fico Score Up Yours!  The negative connotation of sticking it to Fico always […]

Filing Bankruptcy Will Ruin My Credit

Chapter 7

A bankruptcy will remain on your credit report for up to ten (10) years. However, the perceived hit to your credit is an illusion that your creditors don’t want you know about. You see, if you’re already experiencing wide spread defaults on your bills, or even your mortgage, then your credit score has already been adversely affected.  […]

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