Tag : Debt Collection

Making Your Ends Meet

Bankruptcy Law Overview, Chapter 13, Chapter 7, Debt Collections

How do you make your ends meet? Do you rob Peter to pay Paul? That is, to use one credit card to make the minimum payment on another? Do you rotate which debts get paid one month to the next? Katie Porter (@MsKatiePorter) recently reported on a few studies and how lower income families manage […]

Debt Collection Tricks Exposed By the Courts

Bankruptcy Law Overview, Chapter 13, Debt Collections

The recent case of McMahon v. LVNV Funding et al, 2014 U.S. App. LEXIS 4592 (7th Cir., 2014) held that a letter from a non-attorney debt collector on a time barred debt was false, deceptive and misleading because it used the word “settlement.”  “Settlement,” the court reasoned, implied a threat of litigation, even though the […]

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