Time-Barred Debt Collections and FDCPA
Bankruptcy & Civil Litigation, Debt Collections, Fair Credit Reporting, Fair Debt Collections Practices“Tick-tock” goes the clock on a creditor’s legal ability to collect on a debt owed. Known as the Statute of Limitations, state laws that vary in each state, limits the time a creditor has to file a law suit to collect a debt. If they do not sue in time, the debt is no longer […]
Debt Is Holding You Back From Wealth
Bankruptcy Law Overview, Chapter 13, Debt Collections, Foreclosure, Modifications, Short SalesYou cannot spend your way to wealth, unless it’s a debt elimination plan. If there was a magic pill to getting rich, you would think that more people would be taking it, but that simply isn’t the truth. The truth is that most people have and hold very high moral values and want to fulfill […]
Bankruptcy Can Be Cheaper, Better, and Faster than Debt Settlement
Bankruptcy Law Overview, Chapter 13, Chapter 7, Taxes & BankruptcyI know what you’ve been told because I have heard it all too. The government wants you to do your very best to avoid bankruptcy at all cost. Bankruptcy is bad; or at least, a harsh remedy to dealing with debt, and should be your last resort. We have all bought into this ‘agreement reality’ […]
