I’ve been wondering recently about how my clients are doing long after their bankruptcy case ends and the debt is gone. Then, I happened upon Bryan Fears’ (@fearsnachawati) article, File Bankruptcy and Live Longer and read a few positively surprising results that began to answer my questions about life after bankruptcy. Unfortunately, the article did […]
Sitting in court during Chapter 13 motion hearings always provides news and updates to how our court responds to issues that arise during these cases. As a reminder, a Chapter 13 bankruptcy case is a reorganization bankruptcy for individuals with disposable income who make payments on their debts over time; generally five years. A lot […]
Looking to “Get Out of Debt,” but not sure who to call? With the information age in full swing, I bet you’re as confused as a squirrel in the middle of the road with a car coming at you at 60 mph. Timing is crucial and one wrong turn can make road kill. It seems […]
Too often we hear tough economic times, but bankruptcy filings have dropped nearly 25% over the last year and home prices have risen at the same pace. This might not be a good thing because many who have needed to file for bankruptcy may have been too broke to file. It costs $306.00 in court […]
You’re in debt up to your eyeballs and the prospects of paying it all back can take more than a decade to clear the way. You’re not getting any younger and have plans to either keep your current home, or buy a home before you retire. Speaking of retirement, you haven’t even considered that because […]
Consolidate your debts into one easy payment and pay ZERO interest (to unsecured creditors) for 5 years. 100% repayment of all your debts without paying interest sounds too good to be true? It is true. However, there is a catch. You can accomplish this through a Chapter 13 bankruptcy repayment plan. If you’re struggling to […]
Something interesting is happening in my office as of late. I am beginning to see clients that want to repay their debts and actually have the means to do so. This means they earn a good living and have money to pay their bills. What’s happening is that they have missed a payment or two […]