Tag : homeowners

A Look Back At 2014: California Homeowners Edition

Chapter 13, Foreclosure, Modifications, Short Sales

As the year comes to a close, I get a little nostalgic and look back at articles I’ve written through the year.  This year, California homeowners faced the expiration of the Mortgage Debt Relief Act, which may still linger in Congressional uncertainty. Home values have stalled, leaving many with persistent negative equity, while many struggle […]

Buy A Home After Bankruptcy: Yes You Can!

Avoid Liens, Bankruptcy Law Overview, Chapter 13, Chapter 7, Fair Credit Reporting, Foreclosure, Short Sales

I network with a lot of business professionals from around the financial sector because rules and information changes so frequently that I can’t keep up with all of it.  Over a cup of coffee a few weeks ago, I was talking with experienced mortgage broker, Brigitte Archer of Oxford Capital in Lake Forrest, California and […]

How Soon Can I Get a Mortgage After Bankruptcy?

Bankruptcy Law Overview, Chapter 13, Chapter 7, Foreclosure

Back in 2011 I wrote, Steps To Home Ownership After Bankruptcy.  This question continues to grab the attention of the media and just yesterday, I read this article, which supports my assertions that you can buy a home within two (2) years after your bankruptcy discharge.  My mortgage brokers over at CLS Financial advise the same […]

Steps To Home Ownership After Bankruptcy

Discharge Injunction, Foreclosure, Modifications, Short Sales

How soon can we buy a home after bankruptcy?  This is a frequently asked question from my clients who are struggling to decide whether to fight to save their underwater mortgaged home, or simply walk away and come back into the market within a couple years.  What we are now seeing is a steady stream […]

5 Ways to Stop a Foreclosure

Chapter 13, Foreclosure, Modifications

The gulf states must contend with hurricanes.  The northeast has their bitter cold.  Here in California, we must always be prepared for “The Big One,” earthquakes that is.  As our economy limps along, virtually lifeless, and looking more like a depression rather than the politically correct “recession,” we must be prepared for the onslaught of more […]

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