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Tag : liz weston

Let’s Make A Deal; Debt Collectors!

Chapter 13, Chapter 7, Debt Collections, Fair Debt Collections Practices

Today we’re going to play a game that I love.  Negotiations with debt collectors! Also known as debt settlement. In the recent Los Angeles Times article, Making a Deal with Debt Collectors, by Liz Weston, she provides such a shallow and generic approach that I am immediately propelled into blog writing mode.  This article is […]

Debt Forgiveness Plan

Bankruptcy Law Overview, Debt Collections, Fair Credit Reporting, Fair Debt Collections Practices

Do you have very old debt lingering on your credit report?  In California, if it has been more than four years since you first became delinquent; i.e., missed a payment, then the debt collector can no longer sue you to collect on that debt.  HOWEVER, that doesn’t mean that the debt is forgiven, or that […]

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