Tag : making home affordable

A Look Back At 2014: California Homeowners Edition

Chapter 13, Foreclosure, Modifications, Short Sales

As the year comes to a close, I get a little nostalgic and look back at articles I’ve written through the year.  This year, California homeowners faced the expiration of the Mortgage Debt Relief Act, which may still linger in Congressional uncertainty. Home values have stalled, leaving many with persistent negative equity, while many struggle […]

How Does Bankruptcy Affect HAMP Eligibility?

Bankruptcy Law Overview, Chapter 13, Foreclosure, Modifications

Your federal government tried to help save your home by creating the Home Affordable Modification Program, or HAMP as we have come to know it.  Too bad it’s not working because this program only has a 20% success rate.  Many homeowners who were stuck in the log jam of the HAMP program were forced into […]

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