Tag : mortgage

Buy A Home After Bankruptcy: Yes You Can!

Avoid Liens, Bankruptcy Law Overview, Chapter 13, Chapter 7, Fair Credit Reporting, Foreclosure, Short Sales

I network with a lot of business professionals from around the financial sector because rules and information changes so frequently that I can’t keep up with all of it.  Over a cup of coffee a few weeks ago, I was talking with experienced mortgage broker, Brigitte Archer of Oxford Capital in Lake Forrest, California and […]

How Do We Know When Evidence is Authentic

Bankruptcy Law Overview, Chapter 13

Bankruptcy law is federal law and thus, the Federal Rules of Evidence apply in bankruptcy proceedings. When parties want evidence to be admitted in a bankruptcy case the court requires it to be relevant and authenticated.  However, most practitioners may not have paid much attention in evidence class to effectively lay a proper foundation for […]

Q is for Qualified Witness

Bankruptcy Alphabet

Since the mortgage crisis of 2008, we’ve heard a lot about the mysterious and elusive “robo-signors,” who crop up like cockroaches.  Just when you think you’ve killed one off, another name shows up.  They have been working in the back rooms of national law firms and loan processing companies like Lender Processing Services, and one […]

Bankruptcy Lawyers Guest On Real Estate Radio AM830 This Sunday at 10 a.m.!

Automatic Stay, Bankruptcy Law Overview, Chapter 13, Foreclosure, Modifications

Tune in to AM830 this Sunday morning from 10 a.m. to 11 a.m. when my partner John Greifendorff and myself, Christine Wilton guest on Real Estate Radio-Southern California with our host, Ron Siegel! Ron Siegel is host of “Real Estate Radio – Southern California” on ESPN Radio AM 830 KLAA Sunday’s from 10-11AM. Every Sunday, […]

Robo-Signers Exposed Only the Tip of the Iceberg

Chapter 13

The sub-servicers of the mortgage industry are in the business of foreclosure, not loan workouts; in case you were wondering. GMAC has dressed up in sheep’s clothing by changing its name to Ally Bank; owned by GMAC, LLC.  Now, GMAC has even California Attorney General Jerry Brown halting their foreclosures after a deposition of one […]

Foreclosure Mills Continue to Sweep Up America’s Homes Despite Evidence of Fraud

Bankruptcy Law Overview, Chapter 13, Foreclosure, Modifications

Last week, Yves Smith caused a stir with this post, “Fannie and Freddie Continue to Rely on Foreclosure Mills Despite Evidence of Fraud.”  The 64 comments are worth a read, if anything to ferret out the boys from the men in terms of skill level in dealing with the legal issues.  Smith gives acknowledgment to […]

Creditor Fraud On The Court Through Fake Documents

Chapter 7

On May 16, 2010 Max Gardner published a blog article entitled, Fake Documents and Fraud on the Court.  We are in the midst of a national foreclosure crisis and debtor’s counsel throughout the nation are finding themselves defending their clients, not just against losing their home, but losing their home because their lender manufactured fake […]

How Does Bankruptcy Affect HAMP Eligibility?

Bankruptcy Law Overview, Chapter 13, Foreclosure, Modifications

Your federal government tried to help save your home by creating the Home Affordable Modification Program, or HAMP as we have come to know it.  Too bad it’s not working because this program only has a 20% success rate.  Many homeowners who were stuck in the log jam of the HAMP program were forced into […]

When Should You Walk Away From Your Mortgage

Bankruptcy Law Overview, Chapter 13, Chapter 7, Foreclosure, Modifications

Over on MSN Money, Liz Pulliam Weston wrote an article entitled, “Are You Foolish to Pay Your Mortgage?”  I get asked this question all the time, is it worth it to keep my home?  I’m passionate about this subject on behalf of my clients, whom I advise whether filing bankruptcy is in their best interests […]

Mortgage Modification in Chapter 13? Rejected!

Bankruptcy Law Overview, Chapter 13, Modifications

The mortgage meltdown and ensuing global financial crisis, in the fall of 2008, still reverberates today.  The New York Times reported on the essentials of the credit crisis and pointed out the breadth and depth origins of this crisis and likened these times to the Great Depression.  I have previously reported on the financial crisis in The Economy […]

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