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Tag : mortgage

5 Ways to Stop a Foreclosure

Chapter 13, Foreclosure, Modifications

The gulf states must contend with hurricanes.  The northeast has their bitter cold.  Here in California, we must always be prepared for “The Big One,” earthquakes that is.  As our economy limps along, virtually lifeless, and looking more like a depression rather than the politically correct “recession,” we must be prepared for the onslaught of more […]

The Economy of Bankruptcy

Bankruptcy Law Overview, Foreclosure

In the Central District of California, year-to-date bankruptcy filings are up 70% over last year.  Chapter 7 filings make up 77% of the total filings year to date. Why? Because California’s unemployment rate is at an all time high and holding at 12.1% according to the Bureau of Labor Statistics.   EDD says we’re at 11.9% […]

Mortgage Modifications in Bankruptcy Rejected

Foreclosure, Modifications

I just finished reading Battle on the Homefront  by Steven Seidenberg, in the latest issue of ABA Journal. With the rejection of Senate Bill 61 back in April, homeowners are left with trying to work out deals with the same parties that essentially helped create the foreclosure problems. Steven did a great job in outlining the current […]

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