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Tag : save my home

A Look Back At 2014: California Homeowners Edition

Chapter 13, Foreclosure, Modifications, Short Sales

As the year comes to a close, I get a little nostalgic and look back at articles I’ve written through the year.  This year, California homeowners faced the expiration of the Mortgage Debt Relief Act, which may still linger in Congressional uncertainty. Home values have stalled, leaving many with persistent negative equity, while many struggle […]

Mortgage Servicing Statements in Bankruptcy Fraught With Errors

Avoid Liens, Chapter 13, Discharge Violations, Foreclosure, Judicial Liens, Junior Mortgage, Modifications, Short Sales

What happens when you take a homeowner who defaults on their mortgage into bankruptcy to stop the foreclosure sale?  You get a situation that is disease ridden with errors.  Katie Porter (@MsKatiePorter) recently wrote about this over at Credit Slips (@CreditSlips) in her article, What do bankruptcy mortgage servicing and Ebola have in common? where […]

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